Capital One Financial Corporation (COF), currently valued at a market cap of $81.5 billion, is a leading U.S. financial services holding company based in McLean, Virginia. It offers a diversified portfolio of products, ranging from credit cards and consumer banking to auto loans and commercial lending.The company is expected to release its fiscal Q2 results after the market closes on July 22. 

Ahead of this event, analysts expect COF to report a profit of $3.88 per share, up 23.6% from $3.14 per share in the year-ago quarter. The company has exceeded Wall Street's earnings estimates in three of the last four quarters, while missing the mark on one occasion. 

For the current year, analysts expect COF to report EPS of $15.45, up 10.7% from $13.96 in fiscal 2024.

Shares of COF have surged 54% over the past 52 weeks, outperforming both the S&P 500 Index's ($SPX) 13.2% rise and the Financial Select Sector SPDR Fund’s (XLF) 27.8% gain over the same time frame.

Capital One Financial shares rose marginally on June 30, benefiting from a broader rally in bank stocks following news that major U.S. banks passed the Federal Reserve’s annual stress test, raising investor expectations for potential increases in share buybacks and dividends.

Wall Street analysts are moderately optimistic about COF’s stock, with a "Moderate Buy" rating overall. Among 21 analysts covering the stock, 14 recommend "Strong Buy," one suggests a “Moderate Buy,” and six advise “Hold.” The mean price target for COF is $224.80, indicating a notable 4.5% potential upside from current levels.